I have started a new blog, going with the cha-cha-changes from my last entry. It's http://someoneelsesgenius.blogspot.com. I've been adding to that one pretty regularly, so check it out!
This blog will stand as a more personal blog, letting you know how things are going in life.
Like yesterday. I literally flipped out. I couldn't sleep for the longest time, due to stress... mainly about money.
I'm the "financial advisor" for our family. I [attempt to] keep track of our bills, how much we are spending, when the Hubs gets paid, etc. A job I, coincidentally, took over from my dad, who had the unfortunate job of trying to keep not one, but two compulsive buyers in check.
The Hubs has the incessant need to buy new movies and video games. He works at Wal-Mart, so he gets a discount, but I'm sure you know how it goes. It's not a need basis; rather, "I see it, I want it, I buy it". I have the same problem with books, made worse by the ease in which I can get them on my Nook Tablet.
So, the Hubs doesn't get paid until May 9th, but our mortgage payment comes out around the 3rd of the month and there are a slew of bills that get paid at the end of the month, so we were a little short.... OK, more than a little. Our bank allows up to a $500 negative balance, including overdraft fees and our mortgage payment put us over that limit, so it didn't get paid (although we did still have an overdraft fee). Hence, the flipping out.
I panicked. I started looking for loans and so on, because I really don't want to lose our house, especially since we haven't been here a year yet. Then I prayed. I finally fell asleep, talked it out with the Hubs yesterday morning and by nightfall he had a plan.
Needless to say, I felt so much better today! No panic, no loans... just a plan we were both happy with. Plus, who can be upset on National Star Wars Day?!
Hoping this finds you in fine Jedi form, may I say: May the Fourth Be With You!